Reference and
Presentation Materials
Used at May 1, 2008 NYU Conference
“An
Optimization Model for Scheduling Withdrawals from
Tax-Deferred Retirement Accounts”
by Cliff T. Ragsdale, Andrew F. Seila and Philip L.
Little
Financial Services Review, 3(2): pages 93-108 JAI Press 1994
“Review
Tax Strategies to Ensure that Retirement Years are ‘Golden’”
by Donald V. Saftner and Philip R. Fink
“Extending
Retirement Payouts by Optimizing the Sequence of Withdrawals”
by John J. Spitzer and Sandeep Singh
J. Spitzer and S.
Singh Presentation
“Optimal
Distributions from Tax-Advantaged Retirement Accounts”
by James S. Welch, Jr.
“Tax Efficient
Sequencing of Accounts to Tap in Retirement”
by William Reichenstein
“Withdrawal
Location with Progressive Tax Rates”
by Stephen M. Horan
“Order of
Withdrawal” and
“ESP
Planner – A Revolution in Financial Planning”
by Laurence J. Kotlikoff
"Liquidating
Retirement Assets in a Tax-Efficient Manner"
by William A. Raabe and Richard B. Toolson